Disclosures:

1.  THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*
2.  The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service.
3.  The plan does not make payments directly to the providers of medical services.
4.  Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization.
5.  Before purchase, you may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers.
6.  You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee.

Please note that this is not dental insurance and we do not make payments directly to dental services providers. It is a discount program, and you are obligated to pay for all health care services. Members will receive discounts for dental services at certain dental care providers who have contracted with the plan. This plan is administered by American Sterling Dental Plans, Suite 100, Mayfield Heights, OH 44124.